Workers' Compensation & Employers' Liability
Statutory workers' compensation and employers' liability coverage, with market-standard limits of 1M/1M/1M. Includes Foreign Voluntary Compensation and repatriation for deployed personnel.
Energy • Petroleum • Workforce Risk Underwriters
Coverage built for the industry's
most demanding risks.
Commercial insurance programs for construction, energy, petroleum, and water infrastructure operations. We place coverage with carriers rated A‑ VII or better (A.M. Best), backed by the endorsements your contract requires.
Coverage lines
A complete commercial insurance program
Every line is issued with the endorsements large contract holders require: Additional Insured, Waiver of Subrogation, Primary & Non-Contributory, and 30-day notice of cancellation.
Commercial General Liability
Occurrence form covering products and completed operations, contractual liability, third-party property damage, and personal injury arising out of the contractor's operations.
Commercial / Business Auto
Symbol 1 — “Any Auto”: owned, non-owned, and hired vehicles. Combined Single Limit (CSL) for bodily injury and property damage.
Umbrella / Excess Liability
Follow‑form coverage in excess of the underlying Employers' Liability, General Liability, and Auto policies, preserving Additional Insured and Waiver of Subrogation endorsements.
Industries we insure
Specialists in high-risk operations
Construction
Civil works, industrial assembly, and infrastructure projects with exposure to third-party risk and field personnel.
Energy
Generation, transmission, and energy-sector services, with coverage for crews and specialized equipment.
Petroleum
Upstream and oilfield-services operations, including personnel deployed across jurisdictions.
Water Infrastructure
Aqueduct and water-conveyance projects, with liability over work, equipment, and operating personnel.
Compliance & strength
Issued in accordance with U.S. regulatory standards
We operate only through carriers that are admitted or eligible as surplus‑lines insurers in the state of issuance, and through licensed producers.
- Carrier financial strength. A‑ VII or better rating (A.M. Best) and compliance with capital and solvency requirements.
- Anti‑fraud & AML compliance. Procedures consistent with federal and state law, including OFAC sanctions screening.
- Claims handling. Investigation and payment in accordance with the fair-practices standards of the governing jurisdiction.
- Data privacy. Information safeguarded in accordance with Gramm‑Leach‑Bliley and applicable NAIC models.
Contact
Request a quote
Share the details of your operation and our underwriting team will prepare a program proposal.